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Health Coverage for Employers & Gig Workers

Caring Cover Agency helps small employers and independent workers find affordable, compliant health coverage options that fit real budgets and real life.

For Employers with Under 50 Employees

If your team is too small for big‑company benefits but you still want to offer support, Caring Cover helps you explore options that make sense for your business and your people.

  • Compare coverage paths, such as individual plans with stipends or HRAs, small‑group options, and other structures designed for employers with fewer than 50 employees.

  • Help you estimate costs and decide what your business can realistically contribute without breaking the budget.

  • Provide onboarding and education materials so employees understand their choices and how to enroll.

For gig & side‑hustle workers

If you work gigs, run a side hustle, or freelance full time, Caring Cover helps you build your own “benefits bundle” when you do not get health insurance from an employer

  • Help you compare marketplace plans, Medicaid eligibility, and other affordable coverage options for independent workers.

  • Explain deductibles, networks, and premium tax credits in simple language so you can choose confidently.​

  • Share tips and resources to keep coverage stable even when income from gigs changes month to month.

How Caring Cover Helps

  • Clarify choices, not sell one carrier’s plan.

  • Map people to options that match budget, health needs, and eligibility.

  • Provide ongoing education so coverage is actually used, not just purchased.

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